When you need a Bowie Insurance Claim Lawyer, we can help.
Managing an insurance claim can be incredibly stressful, and when combined with the pain and suffering that comes from an injury, it can all take a toll on you. Add to that – extensive property damage, and you have a huge unexpected situation that can wreak havoc in your life. Unfortunately, many insurance companies can be difficult about covering expenses, and insurance adjusters will search relentlessly for any reason to reduce your settlement offer.
Luckily, you do not have to go through the process of filing an insurance claim alone. The lawyers at The Lapidus Law Firm will represent you through all the legalities and work tenaciously to obtain a fair and reasonable settlement for you. When you choose us, you choose to be the priority.
How Do Car Accident Injury Insurance Claims Work?
If you are injured in a car accident, it is imperative that you seek medical attention as soon as possible. Why? Because the pain following your accident may be masked by an adrenalin rush and disorientation, often described as of dizziness and/or nausea. For many, if not most accident victims, the injuries are more serious than initially realized.
Health care providers will run simple diagnostic tests, like x-rays, blood and often, MRI’s or CT scans, to determine if there are any internal abnormalities and whether medical specialists need to be involved in further medical care.
If more than a few days goes by without any follow up medical care, the Insurance Adjusters are likely to discount the value of your a claim drastically – and that means your settlement offer could be less than it would have been had you obtained medical attention in a more timely manner.
How Can an Injured Person Obtain Negotiation Leverage with an Insurance Claims Adjuster?
The insurance company adjusters feel confident that most people are unwilling to “push back” and are unfamiliar with the value of their own injuries. Also, the victim may not realize that if they seem anxious and under stress, the Insurance Adjusters are trained to take advantage of that situation by offering a “quick fox” lowball settlement.
The problem: This could lead to the victim’s financial detriment. A skilled lawyer who has experience with injury claims knows all the tactics used by insurance companies, so determining if a settlement offer is fair and reasonable should be within that attorney’s skillset.
Unstated but fully understood by the Insurance Adjusters is the lawyer’s ability to take any case to court. This can be negotiation “leverage.” However, don’t think a mere threat to obtain representation from a lawyer means anything to an Insurance Adjuster. If a victim is representing him or herself in initial negotiations, that serves as a signal to the Insurance Adjuster that such a claim can be settled quickly for an extraordinarily low amount.
How Will My Insurance Claim Lawyer Help?
The first offer that the insurance company gives you will, in many cases, be a lowball offer. If you have no experience with the insurance claims process, it may be difficult to understand how to defend yourself and dispute your claim. If you dispute that claim, it could be denied for various reasons that may or may not be legitimate. An Insurance Claim Lawyer can help you navigate through this and a host of other challenges associated with your insurance claim.
A Bowie insurance claim lawyer will make sure you know your rights and will advise you on what steps to take. If you have already tried to negotiate with an insurance adjuster to no avail, your attorney will continue litigation on your behalf.
Why Do I Need A Lawyer?
Every case is different, but in most situations, an insurance claim lawyer will:
- Access and obtain other necessary records that pertain to your case
- Manage communications with the other driver’s insurance company
- Conduct an independent investigation into your accident
- Assist with keeping medical bills in order
- Work to prove the liability of another person or business
- Negotiate with the at-fault driver’s insurance company
- Negotiate a fair and reasonable settlement
Insurance Claim Lawyer in Bowie
If you are looking for a Bowie insurance claim lawyer whose firm’s lawyers “push back” where necessary in all settlement negotiations, look no further than Maryland Personal Injury Lawyer Larry Lapidus and his talented team at The Lapidus Law Firm. Our attorneys are passionate about getting clients nothing less than fair and reasonable settlements.
Do not hesitate to give us a call in Maryland at (301) 852-7500. Our job is to help you, and you’ll join our previous clients in being elated that you chose The Lapidus Law Firm.